| Deposits | Existing Rate of Interest 01.12.2023 | Revised Rate of Interest w.e.f. 10.01.2025 |
|---|---|---|
| Savings Bank Account | 3.50% | 3.50% |
| TERM DEPOSIT | ||
| 07 Days to 14 Days | 3.50% | 3.50% |
| 15 Days to 30 Days | 4.00% | 4.00% |
| 31 Days to 45 Days | 4.25% | 4.50% |
| 46 Days to 90 Days | 4.50% | 5.00% |
| 91 Days to 120 Days | 5.50% | 5.50% |
| 121 Days to 180 Days | 6.00% | 6.00% |
| 181 Days to 364 Days | 6.75% | 6.75% |
| 365 Days / 12 Months | 7.25% | 8.00% |
| 13 Months to 24 Months | 7.30% | 8.10% |
| 25 Months to 36 Months | 7.40% | 8.15% |
| 37 Months to 60 Months | 7.50% | 8.15% |
| Special Rate of Interest | ||
| For Senior Citizens (Deposits for 181 Days and Above) in addition to the normal rate of interest. | 0.50% | |
| For Above Rs. 1 Crore(One Year and Above) | Special rate will be offered as a special case with the approval of Administrator on case to case basis |
| Loans | Rate Of Interest pa |
|---|---|
| Cash Credit to ICS | 12% |
| Term Loan to ICS | 12% |
| ROD | 12% |
| MSME Sector Loan | 10% |
| Jewel Loan | 9.75% |
| Personal Loan | 13% |
| Overdraft | 14% |
| NSC Loan | 12% |
| House Mortgage Loan | 12% |
| House Building Advance | 12% |
| REMOT | 13% |
| UYEGP | 10% |
| NEEDS | 10% |
| CASH CREDIT | 10% |
| KALAIGNAR CREDIT SCHEME | 7% |
© TAICO Bank Ltd., All Right Reserved. Designed by Yamee Cluster