Rate Of Interest

Deposits Rate of Interest p.a. Effect from 01.12.2023
07 Days to 14 Days 3.50%
15 Days to 30 Days 4.00%
31 Days to 45 Days 4.25%
46 Days to 90 Days 4.50%
91 Days to 120 Days 5.50%
121 Days to 180 Days 6.00%
181 Days to 364 Days 6.75%
365 Days / 12 Months 7.25%
13 Months to 24 Months 7.30%
25 Months to 36 Months 7.40%
37 Months to 60 Months 7.50%
For Senior Citizens (Deposits for 365 Days and Above) in addition to the normal rate of interest. 0.50%
For Above Rs. 1 Crore Special rate will be offered as a special case with the approval of Administrator on case to case basis
Loans Rate Of Interest pa
Cash Credit to ICS 12%
Term Loan to ICS 12%
ROD 12%
MSME Sector Loan 10%
Jewel Loan 9.75%
Personal Loan 13%
Overdraft 14%
NSC Loan 12%
House Mortgage Loan 12%
House Building Advance 12%
REMOT 13%
UYEGP 10%
NEEDS 10%
CASH CREDIT 10%
KALAIGNAR CREDIT SCHEME 7%